33 Best Money-Making Apps in 2023: Earn Cash Fast with Your Smartphone
In today’s digital age, making money has never been easier. With the rise of smartphone technology, there are numerous apps available that can help you earn extra cash with just a few clicks.
Whether you’re looking to supplement your income or save up for a special purchase, these money-making apps can provide a quick and simple way to achieve your financial goals.
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“Don’t let money run your life, let money help you run your life better.” – John Rampton, CEO of Due.
1. Swagbucks: Earn Money for Simple Tasks
Earning potential: 💰💰
Swagbucks is a popular cash rewards app and website that allows you to earn points by completing various online tasks. These tasks can range from filling out surveys and playing games to watching videos and browsing the web. The best part is that joining Swagbucks is completely free, and you can redeem your points for gift cards or cash via PayPal.
Pros of Swagbucks:
- It’s free to join and start making money right away.
- Offers cash out options via PayPal or Amazon Gift Cards.
- Easy-to-use website and mobile app.
Cons of Swagbucks:
- Payouts for watching videos are relatively low.
2. Acorns: Invest Spare Change for Future Wealth
Earning potential: 💰💰💰
Acorns is a mobile app that helps you save and invest your spare change. By linking your bank accounts and credit cards to the app, Acorns automatically rounds up your purchases to the nearest dollar and invests the difference into exchange-traded funds (ETFs). This way, you can start building an investment portfolio without even realizing it
Pros of Acorns:
- It’s free for college students.
- Automates saving and investing.
- Invests in ETFs with low expense ratios.
Cons of Acorns:
- Flat fees can be high for low-balance accounts.
- Requires spending money to save money.
- Limited investment options.
3. Branded Surveys: Get Paid for Your Opinions
Earning potential: 💰💰
Branded Surveys is a survey site that rewards you for sharing your opinions. By answering surveys and completing tasks, you can earn points that can be redeemed for direct deposits, gift cards, or charitable donations. Branded Surveys also offers a bonus program called Branded Elite, where you can earn extra points by taking bonus surveys.
Pros of Branded Surveys:
- Provides an intuitive user experience.
- Pays more than most competitors.
- Offers an impressive selection of gift cards.
- Provides bonus badges to increase earnings.
Cons of Branded Surveys:
- Payments may take up to 3 weeks.
- Qualifying for certain surveys can be difficult.
Pros of DoorDash:
- Guarantees work with optional scheduled shifts.
- Offers Peak Pay during busy times.
- Doesn’t prohibit passengers.
- Encourages generous tipping.
Cons of DoorDash:
- Charges a fee for instant payments.
- Limited shift availability in some areas.
4. DoorDash: Earn Money by Delivering Food
Earning potential: 💰💰💰
DoorDash is a popular food delivery app that allows you to earn money by delivering meals from local restaurants and grocery stores. As a DoorDash driver, you can set your own schedule and choose which orders to accept. The app also offers features like Peak Pay during busy times and the ability to keep 100% of your tips.
Pros of Uber:
- Allows you to set your own schedule.
- Lets you deliver food or drive passengers.
- Provides passenger and driver reviews.
- Eliminates the risk of unpaid fares.
Cons of Uber:
- Requires a 4-door car that’s 15 years old or newer.
- Doesn’t pay for wait time.
5. Uber: Earn Money by Driving Passengers
Earning potential: 💰💰💰
Uber is a ridesharing app that allows you to earn money by driving passengers to their destinations. If you have a car that’s 15 years old or newer, you can sign up as an Uber driver and set your own hours. The amount you earn depends on factors like the number of rides you take, distance and time traveled, tips, and peak rush hour availability.
Pros of Honeygain:
- 100% free to join and start earning passive income.
- Offers a starting $5 gift for new users.
- Provides multiple opportunities to boost your earnings.
- Operates worldwide.
Cons of Honeygain:
- Limited to adding up to 10 devices with different IP addresses.
6. Honeygain: Earn Passive Income by Sharing Internet Connection
Earning potential: 💰💰
Honeygain is a passive income app that pays you for sharing your unused internet connection. By simply downloading the app and letting it run in the background, you can earn money as businesses use your shared traffic for tasks like price comparisons and brand protection. Honeygain also offers features like a referral system and Lucky Pot to boost your earnings.
“If money is your hope for independence you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability.”
– Henry Ford, Founder Ford Motor Company
7. Survey Junkie: Get Paid for Taking Surveys
Earning potential: 💰💰
Survey Junkie is another survey site that allows you to earn money by sharing your opinions. Owned by DISQ, a reputable data analytics platform, Survey Junkie offers two ways to participate: SJ Opinion and SJ Pulse. With SJ Opinion, you take surveys and get paid in points that can be redeemed for e-gift cards or cash via PayPal.
Pros of Survey Junkie:
- Free to sign up for.
- Offers bonus points for signing up.
- Easy to use.
- Provides additional points for sharing online behavior.
Cons of Survey Junkie:
- Offers lower payouts compared to some competitors.
- Limited survey offerings.

